Wednesday, April 22, 2020

Current News: Stocks tumble amid fears of global recession; Netflix earnings released


Stocks tumble amid fears of global recession; Netflix earnings released



FOX Business' Lauren Simonetti talks about the last two  days of losses in the markets, and FOX Business' Connell McShane goes over Netflix's earnings which were released Tuesday.

Sunday, April 19, 2020

Asset Allocation through Mutual Funds

Asset Allocation Through Mutual Funds

Asset Allocation Through Mutual Fund,mutual fund status
Assets allocation 

There are several advantages of arriving at an optimum asset allocation for your portfolio by investing in mutual funds compared to directly investing in stocks or fixed return investments. Here is how.

How to Benefit Asset Allocation Through Mutual Fund.

1- Affordability:


Mutual fund investing is affordable . That is because the minimum amount to be invested in a mutual fund is low and you get access to a diversified portfolio even with a very small amount of money. That means Asset Allocation Through Mutual Funds is very easy way for investment.

2- Flexibility:


Likewise, investors who need flexibility to exit their investment (in case if open-ended schemes) as and when they feel like, find mutual funds convenient for the easy exit option they offer.


3- Transparency:


There is a deal of great transparency in the way investments are done and managed by the fund managers as the industry wall regulated and falls under the purview of the market regulator, SEBI.

4- Expert management:


Your mutual fund investments are handled by experienced professionals who are we bored with the changing dynamics of the markets and economy.

5- Easy diversification:


Mutual funds score the most interest of intent and easy diversification they offer by spreading your money across different investments in equity, fixed income, gold and real estate.


With an optimum asset allocation strategy, mutual funds give you the ability to make the most of your investments while spreading out your overall risk

"An investor education initiative by Mutual Fund Status"

Mutual fund investments are subject to market risks, read all scheme related documents carefully.:


 Asset allocation is the process of combining asset class such as stocks, bonds, and cash in a portfolio in order to meet your goals.


You should consider an asset allocation strategy based on:

• Time horizon :

How long you expect you'll need your assets to last

• Risk tolerance:

How willing you are to endure the market's ups and downs in exchange for more growth potential over the long term. Financial situation 

• Financial situation:

Including your lifestyle and assets.






Saturday, April 18, 2020

Mutual Funds NAV

Friday, April 17, 2020

Extension of temporary period regarding Cut-Off timings 17.04.2020

News By UTI Mutual Funds

Extension of temporary period regarding 17.04.2020, News


Date: April 17, 2020
Dear Investor, 
Extension of temporary period regarding Cut-Off timings for both subscription & redemption in various mutual fund schemes
This is in reference to our notice dated April 06, 2020 on Change in Cut-Off timings for both subscription & redemption in various mutual fund schemes for a temporary period. Following the announcement of a further lockdown by Government of India, RBI has extended the period for amended trading hour till April 30, 2020 (Thursday), vide its press release dated April 16, 2020. Accordingly, it has been decided by Securities and Exchange Board of India (SEBI) to extend the period of reduction of the cut-off timing for both subscription and redemption in various mutual fund schemes till April 30, 2020. The cut-off timings continue to be as under till April 30, 2020.
SubscriptionRedemption
Category of schemesExisting timeRevised timeExisting timeRevised time
UTI Liquid Cash Plan and UTI Overnight Fund1.30 p.m.12.30 p.m.3.00 p.m.1.00 p.m.
All other schemes3.00 p.m.1.00 p.m.3.00 p.m.1.00 p.m.
There is no change in other terms and conditions.
All other features of the scheme(s) will remain unchanged.
Assuring you of our best services.
UTI Mutual Fund
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.



News By IDFC Mutual Funds

Dear Partner,
Trust this email finds you safe and healthy.

Pursuant to our previous communication on revision of cut off timings for transactions, we wish to inform you that, SEBI has extended the period of applicability of revised cut-off timings till 30th April 2020.

Hence, IDFC Mutual Fund shall continue to operate with the revised cut-off timing for both subscription and redemption in various mutual fund schemes for a temporary period – till 30th April 2020.

Please note the revised cut-off timings applicable till April 30, 2020:
All other provisions of various SEBI Circulars related to applicability of NAV in case of both subscription and redemption shall remain unchanged.





SBI Mutual Funds Details as per 31.03.2020

SBI Bluechip Funds

Let us to know about SBI Blue chip fund. its equity fund  large cap fund it is open ended equity scheme predominately investing in the large cap stock.

We are discus here all this  portfolio stock name and fund details, portfolio classification by asset allocation, etc.

What is Investment Objects

This fund provide investors with opportunities for long- term growth in capital through an active management of investments in a diversified basket of large cap equity stocks (as specified by SEBI/AMFI from time to time).

Portfolio Classification By Asset Allocation (&)

SBI Mutual Fund Details As per 31.03.2020, SBI Blue Chip Funds
SBI Bluechip Fund

Fund Details


Its scheme an open-ended Equity scheme predominantly investing in large cap stocks.

Date of Allotment:14/02/2006

Report As On: 31/03/2020

AAUM for the Month of March 2020
Rs. 18,966.68 Crores
AUM as on March 31,2020
Rs. 17,120.76 Crores

Portfolio Classification By Asset Allocation (&)

SBI Mutual Fund Details As per 31.03.2020, SBI Blue Chip Funds
SBI Bluechip Fund



Fund Manager: Ms. Sohini AndaniManaging Since: Sep- 2010 Total Experince: Over 23 Year

Benchamark:  Over 23 Year


Exit Load:
For exit within 1 Year from the date of allotment- 1 %, For exit after 1 Year from the date of allotment- Nill
Entry Load: N.A.

Plans Available: Regular, Direct
Options: Growth, Dividend

SIP


Any Day SIP' Facility-  is available for Monthly, Quarterly, Semi- Annual and Annual Frequencies through electronic mode like OTM/Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the immediate following Business Day will be considered for SIP processing.

Weekly- Minimum Rs. 1000 & in multiples of Rs.1 thereafter for a minimum of 6 installments.

Monthly- Minimum Rs. 1000 & in multiples of Rs.1 thereafter for minimum six months (or) minimum Rs. 500 & in Multiples of Rs. 1 thereafter for minimum one year.

Quarterly- Minimum Rs. 1500 & in multiples of Rs. 1 thereafter for minimum one year.

Semi Annual- Minimum Rs. 3000 & in multiples of Rs. 1 thereafter for a minimum of 4 installments.

Annual- Minimum Rs. 5000 & in multiples of Rs. 1 thereafter for a minimum of 4 installments.

Minimum Investment
Rs. 5000 & in Multiples of  Rs.1

Additional Investment
Rs. 1000 & Multiples of Rs.1


Portfolio Stocks Name in SBI Blue Chip Fund

SBI Mutual Fund Details As per 31.03.2020, SBI Blue Chip Funds
SBI Bluechip Fund



Thursday, April 16, 2020

RETIREMENT BENEFIT PENSION FUND

What is Retirement Planning?

 Retirement Planning important for every person. After job retirement earning source will close. That time have many some medicine and fruits  diets expenses those expenses important for your life so can fulfill all by your retirement pension. If you will be early age start pension scheme so that you have pension amount to more. Before start retirement pension scheme you have must to know why is important for every one. we have explained all of benefits of retirement pension scheme in below.
Retirement benefit pension fund
Money freedom 


money freedom
(सेवानिवृत्ति की योजना प्रत्येक व्यक्ति के लिए महत्वपूर्ण है। नौकरी से सेवानिवृत्ति के बाद कमाई का स्रोत बंद हो जाएगा। उस समय में कुछ दवाएँ और फलों के आहार खर्च होते हैं जो आपके जीवन के लिए महत्वपूर्ण खर्च होते हैं इसलिए आपकी सेवानिवृत्ति की पेंशन से सभी को पूरा कर सकते हैं। यदि आप कम उम्र के पेंशन योजना शुरू करेंगे ताकि आपके पास पेंशन राशि अधिक हो। सेवानिवृत्ति पेंशन योजना शुरू करने से पहले आपको यह जानना होगा कि हर एक के लिए क्यों महत्वपूर्ण है। हमने नीचे पेंशन सेवानिवृत्ति योजना के सभी लाभों के बारे में बताया है।)


Our of the many financial needs wealth Creation, Children's Education Planning, one that is most important is Retirement Planning. Your not only have to anticipate it but also get ready to salary coming your way. When approaching retirement, an important consideration is how to invest your savings so that you are able to replace your monthly salary with regular income post retirement. When it comes to choosing how to  structure your investments in retirement, it is important that your saving are invested in a tax effective way while still maintaining flexibility to cover any unforeseen changes in your circumstances.

Why Retirement Planning ?


With inflation, changes in lifestyles and investment avenues it is crucial to plan your retirement early. some of these changes include:


  1. Migration of Children and collapse of joint family system.
  2. Increased life expectancy and therefore saving to last longer.
  3. Pensions, if any, insufficient to sustain the living standards.
  4. Increased cost of living/ spending patterns.
  5. Sharp increase in medical expenditure.


Consider inflation while planning for retirement:


In general terms, inflation is a rise in the general level of prices of goods and services in an economy over a period of time. But what it does worse it erodes the money that has been saved. Say you have invested Rs. 100 for 1 year at 8% interest rate and for that year the inflation has been 6%. Then practically you will be earning Rs.2 only . because the cost of the commodities will also increase. Did you know that at the same level if you purchase toothpaste today at Rs.35 post years it will cost you Rs. 150 considering 6% inflation throughout.

Financial Planning Review:


Good retirement planning changes with you and is an ongoing process based on your circumstances and life events. That's why your strategies must also be open to ongoing monitoring and adjusting. Expert advice from Financial Advisors and guidance can help you stay on track as you reach toward your goals . the planning can be done as under



Retirement Planning / Pension Funds Benefits:



1. You will can be start minimum amounts.
2. You have option to start monthly SIP & Lump-sum investment in Pension Funds.
3. Funds growth benefits is very high.
4. You have options to transfer pension to wife and others.
5. Tax benefits for your total yearly investment.
6. Safe and secure family future.
7. Your will be same Lifestyle after Job Retirement.
8. You will be save a big amount after retirement?
9. Over such long period, equity mutual funds work best.
10. Equity mutual fund has the potential to give inflation beating returns.



Here is some retirement and others long term goal plans for your knowledge 

THE JOY OF STAYING YOUNG, EVEN AS YOU GROW OLD


Long Term Goal Plan
Fund Name
Category
AUM (In crs)
Speciality-Pension Plan
353.89
Speciality-Pension Plan
28.57
Speciality-Pension Plan
66.37
Speciality-Pension Plan
62.06
Speciality-Child Care
378.71
Speciality-Child Care
3135.82
Speciality-ULIP
3896.29
Speciality-Pension Plan
2452.65
Speciality-Pension Plan
67.72
Speciality-Pension Plan
65.54
Speciality-Child Care
512.16
Speciality-Pension Plan
107.6
Speciality-Child Care
192.19
Speciality-Child Care
245.98
Speciality-Pension Plan
49.67































Tuesday, April 14, 2020

Top 10 Tax Saving Mutual Funds 2020

TOP 10 TAX SAVING MUTUAL FUNDS






10 सर्व श्रेष्ठ  TAX  SAVING  MUTUAL  FUNDS  के बारे में जानने से पहले  यह समझना बहुत जरुरी है कि  आखिर ये फंड्स होते क्या है  और कैसे काम करते है।

TAX  SAVING  MUTUAL  FUNDS को ELSS के नाम से भी जाना जाता है  यह टैक्स सेविंग फंड्स सभी फण्ड हाउस कंपनियों में डेब्ट और इक्विटी दोनों स्कीम के हो होते है इक्विटी वाले टैक्स सेविंग फंड्स अधिक तर ओपन एंडेड होते और डेब्ट टैक्स सेविंग फण्ड कुछ समय के लिए ही खुले होते है इन फंड्स की १ या २ हफ़्तों के लिए ही विंडो  खुली होती है कई फंड्स हाउस में टैक्स सेविंग फंड्स लॉन्ग टर्म इक्विटी फंड्स के नाम से भी होते है। 

जिन निवेशकों को टैक्स में सेविंग के लिए इन्वेस्ट मेन्ट करनी होती है वो निवेशक ये जान ले की इन फंड्स का Locking Period  होता है जो Minimum 3 Years का होता है और एक बार आपके निवेश करने के बाद, आप अपना निवेश ३ साल से पहले नहीं निकल सकते है।

TAX  SAVING  FUND  को लम्बे समय के निवेश मान  कर ही करना चाहिए यह एक ऐसा FUND  होता है।जिसमे लम्बे समय में ही निवेशक को अच्छा PROFIT  होता है। देखा जाये तो सभी लोग इस में निवेश SAVING  को ध्यान में रख कर ही करते है इसको SAVING  ही मान लिया जाय तो कोई अलग बात नहीं होगी।

AS  PER GOVERNMENT  BUDGET  2020 -2021  में सरकार द्वारा ये सभी टैक्स सेविंग रियायतें वैकल्पिक कर दी गई है अगर कोई लेना चाहे तो ले सकता है। दोनों के लिए INCOME TAX  स्लैब्स अलग 
अलग है। 

जानते है आखिर कौन सी  है  वो 10  सर्व श्रेष्ठ Return  वाले 

Tax  Saving  Mutual  Funds  Schemes  



No.-1 Axis Long Term Equity Fund Equity-Tax Planning 

No.-2 Principal Personal Taxsaver Equity-Tax Planning

No.-3 SBI Long Term Equity Fund Equity-Tax Planning 

No.-4 ICICI Prudential Long Term Equity Fund (Tax Saving) Equity-Tax Planning 

No.-5 HDFC Long Term Advantage Fund Equity-Tax Planning 

No.-6 HDFC Taxsaver Fund Equity-Tax Planning 

No.-7 IDFC Tax Advantage (ELSS) Fund Equity-Tax Planning

No.-8 Aditya Birla Sun Life Tax Relief 96 Equity-Tax Planning
No.-9 DSP Tax Saver Fund Equity-Tax Planning 

No.-10 UTI Long Term Equity Fund (Tax Saving) Equity-Tax Planning




और कौन कौन से है Tax  Saving  Mutual  Funds  


Fund Name Category
BOI AXA Tax Advantage Fund  Equity-Tax Planning
Axis Long Term Equity Fund Equity-Tax Planning
BNP Paribas Long Term Equity Fund Equity-Tax Planning
Canara Robeco Equity Tax Saver Fund Equity-Tax Planning
Shriram Long Term Equity Fund Equity-Tax Planning
IDBI Equity Advantage Fund Equity-Tax Planning
Union Long Term Equity Fund Equity-Tax Planning
Invesco India Tax Plan Equity-Tax Planning
Kotak Tax Saver Fund Equity-Tax Planning
LIC MF Tax Plan Equity-Tax Planning
Motilal Oswal Long Term Equity Fund Equity-Tax Planning
Quant Tax Plan Equity-Tax Planning
Mirae Asset Tax Saver Fund Equity-Tax Planning
Aditya Birla Sun Life Tax Relief 96 Equity-Tax Planning
DSP Tax Saver Fund Equity-Tax Planning
UTI Long Term Equity Fund (Tax Saving) Equity-Tax Planning
JM Tax Gain Fund Equity-Tax Planning
Aditya Birla Sun Life Tax Plan Equity-Tax Planning
Indiabulls Tax Savings Fund Equity-Tax Planning
Taurus Taxshield Equity-Tax Planning
Edelweiss Long Term Equity Fund (Tax Savings) Equity-Tax Planning
PGIM India Long Term Equity Fund Equity-Tax Planning
Tata India Tax Savings Fund Equity-Tax Planning
Baroda Equity Linked Saving Scheme 96 Equity-Tax Planning
Mahindra Kar Bachat Yojana Equity-Tax Planning
HSBC Tax Saver Equity Fund Equity-Tax Planning
L&T Tax Advantage Fund Equity-Tax Planning
ICICI Prudential Long Term Equity Fund (Tax Saving) Equity-Tax Planning
SBI Long Term Equity Fund Equity-Tax Planning
PRINCIPAL Tax Savings Fund Equity-Tax Planning
Principal Personal Taxsaver Equity-Tax Planning
Essel Long Term Advantage Fund Equity-Tax Planning
HDFC Long Term Advantage Fund Equity-Tax Planning
Sundaram Diversified Equity Equity-Tax Planning
Franklin India Taxshield Equity-Tax Planning
HDFC Taxsaver Fund Equity-Tax Planning
IDFC Tax Advantage (ELSS) Fund Equity-Tax Planning
Quantum Tax Saving Fund Equity-Tax Planning
Nippon India Tax Saver (ELSS) Fund Equity-Tax Planning




Note-

" Mutual fund investments are subject to market risk, please read scheme related documents carefully "


Saturday, April 11, 2020

MUTUAL FUNDS AMC LIST & MF Currents Updates


क्या आप जानते है ?

कितनी है  Assets Management Companies ?

Know About Assets Management Companies


  1. AMFI Members
  2. Aditya Birla Sun Life AMC Limited
  3. Axis Asset Management Company Ltd.
  4. Baroda Asset Management India Limited
  5. BNP Paribas Asset Management India Private Limited
  6. BOI AXA Investment Managers Private Limited
  7. Canara Robeco Asset Management Company Limited
  8. DHFL Pramerica Asset Managers Private Limited
  9. DSP Investment Managers Private Limited
  10. Edelweiss Asset Management Limited
  11. Essel Finance AMC Limited
  12. Franklin Templeton Asset Management (India) Private Limited
  13. HDFC Asset Management Company Limited
  14. HSBC Asset Management (India) Private Ltd.
  15. ICICI Prudential Asset Management Company Limited
  16. IDBI Asset Management Ltd.
  17. IDFC Asset Management Company Limited
  18. IIFCL Asset Management Co. Ltd.
  19. IIFL Asset Management Ltd.
  20. IL&FS Infra Asset Management Limited
  21. Indiabulls Asset Management Company Ltd.
  22. Invesco Asset Management (India) Private Limited
  23. ITI Asset Management Limited
  24. JM Financial Asset Management Limited
  25. Kotak Mahindra Asset Management Company Limited
  26. L&T Investment Management Limited
  27. LIC Mutual Fund Asset Management Limited
  28. Mahindra Asset Management Company Pvt. Ltd.
  29. Mirae Asset Global Investments (India) Pvt. Ltd.
  30. Motilal Oswal Asset Management Company Limited
  31. PPFAS Asset Management Pvt. Ltd.
  32. Principal Asset Management Pvt. Ltd.
  33. Quant Money Managers Limited
  34. Quantum Asset Management Company Private Limited
  35. Reliance Nippon Life Asset Management Limited
  36. Sahara Asset Management Company Private Limited
  37. SBI Funds Management Private Ltd.
  38. Shriram Asset Management Co. Ltd.
  39. SREI Mutual Fund Asset Management Pvt. Ltd.
  40. Sundaram Asset Management Company Limited
  41. Tata Asset Management Limited
  42. Taurus Asset Management Company Limited
  43. Union Asset Management Company Private Limited
  44. UTI Asset Management Company Ltd
  45. YES Asset Management (India) Ltd.



MF Currents Updates



Good  News  for  all  Investor & Advisors

Good  News  for  all  Investor & Advisors  SBI  SMALL  CAP  FUND  open  हो गया है अब आप इसमें भी Lumsum  investment  कर सकते है इसमें आप २ करोड़ तक का Lumsum  ले सकते है ये फण्ड 30  मार्च  2020  से फिर से निवेशकों  के लिए Lumsum  में सुरु कर दिया गया है SBI  MUTUAL  FUND  SMALL  CAP  की SIP  के लिए अधिकतम amount  25000 ही राखी गई है

Note:- 1


Dear All,

As per latest SEBI circular, taking into account the impact of revised trading hours, cut off timings for MFs have been changed wef from 7 April :

Purchase  cut off timings
Liquid & Overnight- 12.30 pm
Other than Liq & Overnight-1 pm.

Redemption & switch
All funds - 1 pm

Valid ( 7 th April to 17 th April 2020 )


Note:- 2

LIC MF Large Cap Fund 

✓ Focused Diamonds out   of 100 Gems Basket.
✓ Reaping Sustainable Growth .
✓ Potential to deliver Good Return on your small Savings.
✓ Long Track Record.

🎯 A Strategy that can : 
•Makes your journey smooth till your Goal achieved.
•Growth is permanent declines are temporarily
•Sound Books Clean Path.
 Who Can Invest: 
Investors who are looking for capital growth with a long-term investment horizon.
Those who are looking to build their core portfolio with large-cap stocks
Those who have moderately high-risk appetite.
Those who have an investment horizon of more than 3 years.

 AUM (Rs. cr) :329.44 Cr  .Date 04.03.2020

* Benchmark* : Nifty 100 TRI
Fund Manager :
 Mr Sachin Relekar

* Inception Date* :-

 Sept 01,1994

 Top Sector 

Banks:- 24.71 %
Software:- 14.74 %
Finance:- 13.63 %
Consumer non durable:- 12.21%
Retailing:- 6.09%

 Top Stocks 

Hdfc Bank.  8.47%
Infosys         7.66%
TCS               7.07%
Kotak bank  6.91%
ICICI Bank.   6.14%
Avenue Supermart                    6.09%
HUL  .           5.57%
Bajaj Fin       5.04%
Bajaj Fin Ser  4.23%
HDFC Ltd.    3.67%

For details (Fact sheet) :

https://www.licmf.com/downloads/factsheet

You are encouraged to use various online transaction facilities provided by LIC MF as under :
Through Website :
 https://online.licmf.com/


https://online.licmf.com/DIT/

LIC MF Partner APP : https://play.google.com/store/apps/details?id=com.lic.mf&hl=en_IN



Note:-3


A New and Better Way to pay your LIC Premium through LIC Mutual Fund




APPS (Auto Premium Payment System)


 What is APPS?

⭐ Exclusive tie-up between LIC of India and LIC MF
Auto Debit of your Premium from Your LIC MF Account

⭐Funds allowed for Premium Deduction

⭐LIC MF Liquid Fund, LIC MF Savings Fund & LIC MF Bankin & PSU Debt Fund

How APPS Works?

⭐All LIC Policies allowed for Premium Deduction through APPS except lapsed, SSS, Monthly Mode, Single Premium , ULIP and Health Insurance Policies.

⭐Debit date can be either Premium Due Date or 5 days
prior to last date of Grace period.

⭐Policy holder should keep sufficient balance in his MF folio on debit date




I want to Register for APPS. What should I do?

⭐Invest in any of the mandated schemes of LIC Mutual Funds. Existing Folios are also eligible.
⭐Second Form will be given back after acknowledgement

⭐Invest in any of the mandated schemes of LIC Mutual Funds. Existing Folios are also eligible.

⭐Fill the Mandate Form in duplicate and submit the same to any LICMF/ Karvy Office

⭐Attach status report / self attested Copy of LIC Policy or FPR

⭐Attach self attested copy of PAN card

⭐Ensure all premiums already due have been paid and next due is at least one month away


What benefits do I get if I register for APPS ?


⭐Easy liquidity in case of emergency needs.

⭐No need to remember policy due dates. Just keep sufficient balance in your folio.

⭐No need to worry about policy lapsation.

⭐Single Payment for all future premium in lieu of Advance Premium facility of LIC (no longer available).


⭐Periodic SMS/ Email alert to the investor .

⭐Enjoy Grace period benefit too

" Mutual fund investments are subject to market risk, please read scheme related documents carefully "





Contact Form

Name

Email *

Message *