GOOE NEWS 2021
SBI Mutual Fund presenting SBI RETIREMENT BENEFIT FUND
An open
ended retirement solution oriented scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)
And
NFO Period:
20th January - 3rd February, 2021
Wait to enjoy your
retired life. Don’t wait to plan for it
1.
Unpredictability
adds to complexity in retirement planning.
2.
Inflation
– both country’s general inflation and individual’s specific lifestyle
inflation.
3.
Life
expectancy post retirement – risk of living longer than your finances.
4.
Monthly
corpus post retirement – change in lifestyle.
5.
Layoffs
/ pause in earnings / start-up plunge / sabbatical / different profession
demand different planning e.g. cricketers retire at 40 years.
6.
Attitude
towards Retirement – Sunset years nowadays seen as second innings to enjoy life.
7.
Remaining
years left for retirement - traditional vs aspirational.
8.
Medical
corpus pre / post retirement – rising medical cost, new threats, emergencies.
9.
Rate
of returns expected on your investment pre / post retirement.
10.
Lavish
expenditure / lifestyle change / EMIs leaving little room for savings – dilemma
as house also provides security in retirement and saves on rent later on and
leaves a legacy.
PRESENTING SBI RETIREMENT BENEFIT
FUND An open ended
retirement solution oriented scheme having a lock-in of 5 years or till
retirement age (whichever is earlier)
Asset
Allocation Auto Transfer Plan
Age based
transfer to an investment plan.
Invested
assets will be automatically switched to the Investment Plan of immediate lower
risk as the investor crosses the maximum age associated to their current
Investment Plan.
Insurance
benefits with SIP SIP Insure
SIP
registered under this with tenure of 3 years plus, has insurance benefits
wherein in case of an unfortunate event the nominee stand to get the benefits
as mentioned below:
1. Year 1: 20 times the monthly SIP installment.
2. Year 2: 50 times the monthly SIP installment.
3. Year 3: 100 times the monthly SIP installment.
4. Year 4 onwards: 100 times the monthly SIP
installment.
Manage your
cashflows SWP (A)
Investors
can opt for this facility* and withdraw their investments systematically on a
Quarterly basis (applicable quarters are end of December, March, June,
September). Withdrawals will be made / effected on the 25th of every month of
that particular quarter and would be treated as redemptions. (*Available only
in the dividend option of the scheme)
Fund Facts
Type of
Scheme
1.
Aggressive
(Equity-oriented)
2.
Aggressive
Hybrid (Equity-oriented)
3.
Conservative
Hybrid (Debt-oriented)
4.
Conservative
(Debt-oriented)
Fund
Manager
1. Mr. Gaurav Mehta for the Equity portion and Mr. Dinesh Ahuja for the Fixed Income portion
2. Mr. Mohit Jain is the
dedicated fund manager for managing overseas investments
Benchmark
Index
1. Aggressive
Plan: BSE 500 TRI
2. Aggressive Hybrid Plan: Crisil Hybrid 35+65
-Aggressive Index
3. Conservative
Hybrid Plan: Crisil Hybrid 65+35 -Conservative Index
4. Conservative
Plan: Nifty Composite Debt Index
Exit Load
1.
For redemption/switch out: Nil
2.
No
Exit Load in case of switch is made from one plan to another
Application
amount
1. 5000/- and in multiples of `1 thereafter
2. Additional Purchase: `1000/- and in multiples
of `1 thereafter
SIP
Daily,
Weekly, Monthly, Quarterly, Semi-Annual & Annual
Start - SBI Retirement Benefit Fund Online
Contact For :- Deepak, Mob.: 9760957096, 8077581957
E-Mail:- payal.spp@rediffmail.com
(Mutual Fund
investments are subject to market risks, read all scheme related documents
carefully)
